Terms of Use

I have endeavoured to offer current information while preparing this site. In spite of my best efforts, errors can occur and since relevant laws and regulations change very often, the information on this site may be neither current nor accurate.

Visitors to this site as well as users of this site must understand that the information contained on this site is solely intended to provide general guidance on matters of interest. Nothing on this site constitutes professional advice, nor does any information on this site constitute a comprehensive or complete statement of the issues discussed.

Users of this site shall not take or omit to take any actions by placing reliance upon the information contained on this site. All users should obtain specific professional advice on all matters. I will not be responsible or liable for any loss, whatsoever, that may arise resulting from reliance on any information contained on this site or in respect of any information on any other sites to which this site may be linked. None of the above shall be taken to exclude liability for fraud or negligence causing death or personal injury.

This Web Site may contain hyperlinks to the web pages of third parties. Links on the Site to third party web sites or information are provided solely as a convenience to you. If you use these links, you will leave my web site . I have no liability whatsover for the contents of such web pages. I also do not make representations about or endorse such web pages or their contents as I do not control the information on such web pages. I am therefore not responsible for the contents and information given thereon. The use of such web pages shall be at the sole risk of the User. I also do not guarantee or warrant that files available for downloading through the Site will be free of infection by software viruses or other harmful computer code, files or programs.

This site and all the information and all graphic representations or images are my property.No part of the text , any graphics or images on this site may be reproduced or transmitted in any form or by any means, electronic, mechanical or otherwise, including by photocopying, facsimile transmission, recording, re-keying or using any information storage and retrieval system without my prior written permission.

You agree to use the Site only for lawful purposes. You agree not to take any action that might compromise the security of the Site, render the Site inaccessible to others or otherwise cause damage to the Site or the Content. You agree not to add to, subtract from, or otherwise modify the Content, or to attempt to access any Content that is not intended for you. You agree not to use the Site in any manner that might interfere with the rights of third parties.